These are among the best rates on fixed rate mortgages in the UK based on a £150,000 repayment mortgage over 25 years, and a purchase price of £200,000.
This list is displayed in order of the lowest true 'pounds and pence' cost of the mortgage over the 2, 3 or 5 year period you have selected.
After the Initial (fixed) Interest Rate, the rate changes to that Lenders Standard Variable rate for the remainder of the mortgage term. The Overall Cost for Comparison column allows you to understand in terms of interest rate, the total cost of the mortgage over the full 25 years.
Our calculations take into account monthly repayments, fees and early repayment charges. Source: Mortgage Brain.
Your home may be repossessed if you do not keep up repayments on your mortgage.
For mortgages we can be paid by commission, or a fee of usually 1% of the loan amount depending on your circumstances, with a minimum fee of £500 or a combination of both commission and a fee.
Whether, you're looking to Remortgage, are a first time buyer, If you're a Non EU Citizen or if you need help with a Foreign National Mortgage - We can help!
Non UK Residency Non EU Citizens & Non UK National Mortgages for Purchasing Properties in UK
Non UK Residency & Non UK National
Have a valid working permit to work in the UK
Already own a UK property but working/residing abroad
Then we may be able to find you a national mortgage.
If you answered yes to any of the above, then we may be able to find you one of the following mortgages:
Non-UK residents Non EU Citizens and Non UK Domiciled (UK expatriates or nationals of another country) wishing to purchase / re-mortgage a residential property in the UK for Investment / Buy to Let purposes
UK Residents (Non-UK Domiciled) wishing to purchase / re-mortgage a residential property in the UK for Investment / "Buy to Let purposes"
National UK Residents but deemed Not Ordinarily Resident in the UK for tax purposes wishing to purchase / re-mortgage a National residential property in the UK for Investment / But to Let purposes
Mortgages are available to EU citizens after living and working in the UK for a minimum of 6 months. The following list represents common requirements:
Applicants have been residing in the EU for the past 3 years
Applicants have a UK bank account
Applicants have a permanent job in the UK
As with National UK citizens, all mortgage applications will be credit scored. If you have not been living in the UK for very long then this will have the effect of reducing your credit score.
We have experience in arranging Mortgages for Non EU Citizens as well as UK based Residents